This year is coming to an end...and I think this is the year I have figured out the meaning behind "thinking outside the box".

For 10~ years I have been under the impression that you could make enough by having a job. This, however, is impossible. An average bachelors/graduate degree nets you $30,000 - $60,000. Anything that pays higher is usually a job that is high in demand but everyone fails to graduate from it or something (ie. medical school, software engineering, nursing, etc.).

So I set out wondering what the fuck? It was around half a year ago (or more actually because I recall there being snow) that one of my coworkers/friends, Ray Tran, told me "many people live paycheck to paycheck". The meaning behind this is simple, 75%+ of your paycheck goes towards bills. I know this happens to my parents and many of my friends' parents. It was then I had a theory in mind.

"If your parents are living paycheck by paycheck, chances are you will live paycheck by paycheck".

Why is that? Well, unless your parents are stupid, you'll probably end up paying for school. The second you graduate, you'll be paying back OSAP with or without a job, after that you probably lease/finance a depreciating car as transportation to your job (you're working to pay for the car that originally was supposed to help you do your job, ironic), then the house comes in, then the kids...when exactly do you retire? The answer, in your mother effing grave.

When I realized this, I told myself and my dad "I will break the tradition, I will drive a Ferrari one day". Honestly, I was bullshitting; I had no idea how I was going to do that. There was no plan, it was just my pride talking because my dad didn't think I could...and last Friday, I figured it out.

This isn't a bullshit "you can get $23487324 tax return" bullshit you see on a facebook ad or google. This ISN'T going to be easy, this REQUIRES you go to school, and this REQUIRES you to not be like everyone else.

Everyone near my age (below, above, under, whatever) recklessly spends money. I can count the amount of people I know (two, besides myself) that have made investments. I don't have enough toes/fingers to count the amount of idiots (myself included) who spent their OSAP on something they shouldn't have. And I CAN'T count the amount of morons going out to club/sing k every weekend for $20/$40 then call me cheap for not wanting to go no matter what the occasion.

Why am I calling these people idiots? (You know who you are). Because 10 years from now I'll have my first million (or over, a million is an underestimate), and I know, due to average statistics, most of you won't even have 100k in your bank.

Enough bashing people, lets start with a really simple question: how much is money actually worth? ABSOLUTELY NOTHING!!!!!!!!!!!!! That's right, I spent the last few paragraphs making fun of everyone for not saving money and now telling you money is worth absolutely nothing. So why save money? TO BUY SHIT. Buying shit, that in 10 years, will skyrocket in prices.

Three months ago I had figured all of this out, but I didn't know where to start and on Friday, October 30th 2k9, I figured it out; the effing bank.

The average individual, no matter what the age, does not invest. Just look at my family, I'm the only one with investments and there's 4 people in the family. Statistics show (at least from RBC), that 50% of Canada does not have a TFSA (seriously, what the fuck?). So, enough w/ the shit talking, here goes the step by step approach to make shit tons of money.

1. Open a TFSA

2. Live with your parents as long as possible, even if you hate them. Wait till they die or kick you out.

3a. (Optional) Grab OSAP and make your parents pay for your tuition. Use ALL the osap and dump that shit into the highest risk mutual fund you can find (I prefer metal and energy sectors mutual funds).

3. Get a job. Tell your parents you're short for school every year, if not, you at least have OSAP (yearly) and your job to pay for it, otherwise, dump that money into the same mutual fund! (The above dumping is all done through your TFSA, any access amount...meh, up to you to recklessly spend or to invest through normal means).

4. Graduate. Find a job, pay off your osap (you're probably 10k in debt, if you lived on residence and your parents weren't helping you pay, you're an idiot unless you have a plan to pay it back somehow/already payed it off somehow). By now, you should be in the 4th year of your investments, start dumping more money in.

5. Fast foward 10 years. Assuming you had a 30k job (LOWEST possible from graduating w/ a bachelors) + 10k in total from osap (40k) you'll have 200k worth of equity at the very least assuming you're in a high risk sector that hasn't killed itself (even if it does, you always gain back). Don't believe me? Go look at the charts yourself. THIS IS ASSUMING YOU ONLY INVESTED 30K, WHICH IF YOU MADE INVESTING A MONTHLY PRACTICE 30K IS A DAMN HUGE UNDERSTATEMENT.

The most frequently asked question that I asked too
Why does no body else do this?
By the time people figure the above shit, they're paying for a car, kids, rent, mortgage, etc. They can't afford to put 50k in an investment and wait 10 years.

The above information is basic as hell, the equity you own is expandable through real-estate, bonds, stocks, and RRSPs. When I figure out how to do that shit I'll post it...or not, cause it'll probably be 5-9 years by then. Good luck, don't live in your parents' shadow and don't fall for bullshit get rich scams.

I've never really been good at politics in my life, I've never cared. If I had a problem with somebody, it's either cuss at them or break their face. Hell, even with my parents it was that or simply play a "kiss ass role" and backstab later. So this new situation I find myself in I find it.....unadaptive.

So there has been shit tons of drama happening at my workplace. I am going to throw names out there, not because I disrespect you guys, but because it just isn't the same without knowing who is who. And if somehow that fatass bitch Amanda comes onto this page, I'd like to say "fuck you" with the middle finger for your 3 boobed obese ass for fucking up Starbucks Boxgrove.

Rewind approx. 4 months ago. Ray Tran, one of the greatest people I have ever met and the best partner/employee we had (I'm sure no one will disagree w/ that statement), transferred out of our store due to a promotion. We then had Colin, Lisa and Ken as shift supervisors. As you all know, every shift that occurs needs to have a supervisor on floor. At this point, we were already urging Hugo to hire a new shift...mind you, I know Ken didn't enjoy opening 4 times a week (he didn't mind it, but he didn't enjoy it =P).

Couple weeks/months down the line, Ken's wife gives birth to a new baby and Lisa is cutting her hours due to school. Ken warns Hugo of a 9 month leave (due to the baby) and Lisa warns Hugo that she wants to demote herself. At this point, Hugo has still not promoted and/or hired any new supervisors.

September now, Lisa cuts her hours, Ken leaves, Hugo is working 50+ hours a week and I feel horrible for him. 2 weeks later, we all find out that the one partner in our store, whom the majority of us have a bone to rip from him, gets promoted. Now of course, shit talking starts happening.

My reaction to it was unreasonable, I pretty much blew up on Hugo and threw things I wish I hadn't said because now I realize, after talking to him and carefully thinking things through, that this could not have been Hugo's decision. It was the fat bitch I was talking about earlier. At the same time, I am angry at him for NOT sticking up for us. Now I understand his situation is probably worse than mine. This is his job, if he leaves, we'll probably get a shit ass manager to replace us (which he would probably get fired and/or transferred for disobeying Amanda's promotion)...but now...what to do?

I believe a lot of us in this store can be motivated to do INCREDIBLY stupid things as long as we believe it's just. I also believe that many of us are close with each other outside of work. With my simple "rebellion" yesterday, Colin texted Hugo to transfer, Neil starts thinking about quitting, customer's start saying "What the fuck?" regarding Derek's promotion (Wild Wing's manager, Tej, Justin, Jeff, and others) and I am planning to quit...but here's what's bothering me:

Should I turn a blind eye to this? Or should I do something people wouldn't be surprised coming from me?

Now, I know some of you *cough* Bonnie *cough* told me to give Derek a chance. I did. He pointed out that my nipples were showing after my shift and said it was disgusting after my shift. And to clarify, you all know how I strip my ass and go work out after work, sorry if you find the image offensive =P. I told Hugo this morning Derek is provocative and I may snap and snap something of his if he keeps it up. He didn't believe me. Now what Derek said did not offend me, but it proves my point of him provoking me. I don't want to deal with this for the rest of the time I am working here.

So choices:
A. Quit
B. Get fired doing really stupid things
C. Get fired speaking my mind to fat bitch without calling her a fat bitch (I'm wearing a paperbag w/ no eye holes if I talk to her).

I sorta wanna lean towards C, maybe it'll change stuff, maybe it won't. But then again...I'm starting to think this way:

Why do I even care?

Hugo's well being should not be my concern.
I'm leaving this job 100% when I finish school (soon enough) and that job is a 100% hire rate.
I have more things to give a shit about.
No one else seems to be caring enough.

At the same time, this is conflicted with

If I shut the fuck up, Colin, Neil, and whoever else that wants to join the "Boxgrove is going to hell" boat will jump off with me, the same way I'd jump on with them if they made a "Hope Amanda burn's in hell" ship and give Hugo a much easier time managing us....

Sigh. All I can say is:

This is bullshit. And on a side note, I am sick + have huge ass fever.

Oh, my gf brought up a really good point, with the shit that I just listed above, it's no wonder the store is doing making shit on sales. District manager cannot fucking manage.

So I'm about to go to work (and I need to shower soon) so this will be a short entry. I haven't really reflected upon my life as much as I did in the past. Most entries, recently at least, have been a cheap way of sending a message across to somebody...so...I guess here we go.

I'm not really sure what I want out of my life right now. I don't really have any goals besides getting rich. Seems like I'm slowly making my way up there...but then what? -_- I need to figure that out later.

On a side note, I realize a lot of my friends don't understand why I don't like going out. Honestly, if I were single, I would probably drop the games and go out more...but I'm not. I don't see the need to go out and waste $$$$. It isn't so much about being greedy/stingy as it is the fact that I have MUCH MORE FUN going apeshit infront of this screen or my PS3. Besides, the most we can do outside is Commerce, bar, club, and shopping. Commerce + bar will take around 25 at least. Then we'd probably have dinnered before so (25+15ish). Ontop of gas fees which I have never paid for (25+15+5) gives me a total of $55 a Friday. Multiplied by 4 = $120 a month. Which equals 1/4th of a paycheck. And what do I get outta it? NOTHING!

Clubbing is a bit different, I don't really mind it much because it's a once in a blue moon thing. I apologize for last time (Bonnie) that I went in w/ so lil' money. Next time it'll change seeing as how I actually have $ now. Shopping....is stupid as hell. Brand-names? Now, perhaps I'm one of the biggest geeks in the world but I cannot justify paying 50+ for a shirt/jeans/sunglasses etc. My PS3 took more money to make than it cost. When a shirt costs $100 which is equal to the memory on my computer, I wonder what the fuck -_-

With that said, I will make an effort to buy ONE PIECE of clothing per 2 months cause I seriously need new outfits. But that is it -_- I just can't justify blowing off more $ than that on stuff that takes less money to manufacture than my computer parts but costs more.

I'll continue this later...so much for being short.